Create a Reliable Retirement

Income Plan Built for Stability,

Not Guesswork

A structured, one-on-one consultation designed to help you turn your savings into a predictable

income stream while reducing risk and improving tax efficiency.

Leonardo Gelain - AAMS™ CRPC™

Founder, Leon Financial Services

Retirement Income & Distribution Planning Specialist.

With over 25 years of experience in financial services, I specialize in helping individuals and families transition from accumulation to a structured, reliable retirement income strategy.

Phone Numbers:

573-381-3134 (Office)

833-688-4311 (Toll Free)

573-453-9173 (Fax)

Many individuals approaching retirement have done a great job saving. However, the biggest challenge is not accumulation it’s turning those assets into a dependable income stream.

Common concerns include:

1. Will my income last throughout retirement?

2. How do I reduce exposure to market volatility?

3. Am I paying more in taxes than necessary?

4. Do I have a structured plan, or just accounts?

WHAT THIS CONSULTATION COVERS

1. Creating a more reliable monthly income

2. Reducing exposure to market fluctuations

3. Improving tax efficiency

4. Structuring assets for income, growth, and protection.

Over 25 years of experience in financial services

Specialized in retirement income and distribution planning Independent, client-first approach Focused on transitioning clients from accumulation to structured income.

What This Session Covers:

1. Creating a more predictable monthly income

2. Strategies to reduce exposure to market swings

3. Improving tax efficiency

4. Structuring savings for income, growth, and safety.

Why Leon Financial Services:

1. Over 25 years of financial services experience

2. Focused on retirement income and distribution planning

3. Independent, client-first approach

4. Emphasis on long-term structure, not short-term speculation

Who This Is For:

1. Individuals who are retired or nearing retirement

2. Households with $150,000+ in retirement savings or investable assets

3. Those seeking a structured, long-term income strategy

4. Individuals who value professional guidance and clarity

Who This Is NOT For:

1. Short-term trading or speculative investing

2. High-risk investment strategies

3. “Get rich quick” approaches

Features and Benefits?

1. Personalized Retirement Income Plans

Feature: We tailor each retirement income strategy to meet your unique financial needs, ensuring your savings are converted into a reliable income stream.

Benefit: You’ll have peace of mind knowing that your retirement plan is designed specifically for your goals, whether it’s reducing risk, improving tax efficiency, or maximizing income.

2. Reduced Exposure to Market Volatility

Feature: Our strategies incorporate asset diversification, stable income-producing investments, and market protection features to safeguard your assets.

Benefit: You can enjoy a more predictable and stable retirement income, with less concern about market fluctuations impacting your financial security.

3. Improved Tax Efficiency

Feature: We utilize tax-efficient investment strategies and withdrawal methods to minimize your tax burden during retirement.

Benefit: By reducing unnecessary taxes, more of your hard-earned money stays in your hands, allowing you to enjoy a higher standard of living in retirement.

4. Professional Guidance from a Retirement Specialist

Feature: With over 25 years of experience, our founder, Leonardo Gelain, specializes in helping individuals and families transition from accumulation to retirement distribution planning.

Benefit: You’ll receive expert advice and personal attention from a trusted advisor who has your best interests at heart, ensuring you’re well-equipped to make informed decisions.

5. Comprehensive, Long-Term Planning

Feature: We focus on structuring your savings and investments for long-term income and growth, rather than short-term speculation or risky trading.

Benefit: Our approach helps you build a solid foundation for the future, with a plan that evolves as your needs and goals change over time, so you can confidently navigate retirement.

6. Flexible Investment Strategies

Feature: We offer a variety of investment solutions designed to balance growth, safety, and income.

Benefit: Whether you’re seeking more aggressive growth or a more conservative, income-focused approach, we provide options that can be adjusted to your comfort level and financial needs.

7. Regular Reviews and Updates

Feature: We schedule ongoing reviews to assess the performance of your plan and make adjustments as needed based on market changes or life events.

Benefit: You’ll stay on track to meet your retirement goals, with continuous support to adapt to evolving financial circumstances.

PROCESS SECTION (What to Expect)

1. What is the goal of a retirement income strategy?

A retirement income strategy aims to help you convert your savings and investments into a predictable, sustainable income stream for the duration of your retirement. By creating a personalized plan, we ensure that you reduce exposure to market risks, minimize taxes, and ensure your income lasts throughout retirement.

2. How do I know if I need a retirement income plan?

If you are nearing retirement or are already retired, a retirement income plan can help secure your financial future. It’s particularly beneficial for those with significant savings who want to convert their assets into a steady income, while minimizing risks from market volatility and taxes. We work with you to assess your unique situation and develop a customized strategy.

3. How do you reduce my exposure to market risks?

We use a variety of strategies, including diversification, asset allocation, and income-producing investments, to reduce exposure to market swings. Our goal is to structure your portfolio in a way that provides stability, even during times of economic uncertainty. This approach helps ensure your retirement income remains predictable and reliable.

4. What is the best way to reduce taxes in retirement?

Reducing taxes in retirement often involves strategic withdrawals, tax-efficient investment strategies, and careful planning around your tax-deferred accounts (like IRAs). We analyze your tax situation and provide recommendations that help reduce your tax burden while maximizing your retirement income. Our aim is to create a plan that minimizes taxes, so more of your money stays in your pocket.

5. How much money do I need to start a retirement income plan?

While the ideal amount depends on your goals and lifestyle, we typically work with clients who have at least $150,000 in retirement savings or investable assets. However, if you have a smaller portfolio, we can still help you design a strategy that fits your needs. Our approach is customized to your individual situation, and we are happy to work with you at any stage of retirement planning.

DISCLOSURE: Educational purposes only. No guarantees. Any strategies discussed are subject to individual suitability and require a consultation before implementation.

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